Terms and Conditions

1. Parties

 1.1 Company. Real Wealth Consulting, LLC, a Florida limited liability company, with its principal business address at 155 Bartram Market Drive, 135-503, St. Johns, Florida, 32259 ("Company").

 1.2 User. Each natural person or legal entity that accesses, browses, or otherwise uses Company’s website located at www.realwealthtaxes.com, including all sub-domains, mobile versions, and associated social-media pages (collectively, "Site"), ("User" or "you").

2. Effective Date; Acceptance

 These Terms of Service ("Terms") are effective as of May 23rd, 2025.

 BY ACCESSING OR USING THE SITE, YOU (A) ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THESE TERMS, AND (B) REPRESENT THAT YOU ARE AT LEAST EIGHTEEN (18) YEARS OLD AND LEGALLY COMPETENT TO ENTER INTO A BINDING AGREEMENT.

 IF YOU DO NOT AGREE, YOU MUST NOT ACCESS OR USE THE SITE.

3. Definitions

 "Content" means any text, data, information, software, graphics, audio, video, photographs, trademarks, service marks, trade dress, and other materials provided on or through the Site.

 "User Content" means any material submitted, posted, uploaded, transmitted, or otherwise made available by User on or through the Site.

 "Programs" means any courses, memberships, subscriptions, events, or other products or services offered by Company.

4. Modifications

 Company may amend these Terms at any time in its sole discretion. Updated Terms will be posted on the Site and are effective upon posting. Continued use of the Site after posting constitutes acceptance.

5. Intellectual Property Rights

 5.1 Ownership. The Site and all Content are owned by Company or its licensors and are protected by copyright, trademark, and other applicable laws.

 5.2 Limited License to User. Company grants User a revocable, non-exclusive, non-transferable, non-sublicensable, limited license to access and use the Site for personal, non-commercial purposes only.

 5.3 Restrictions. Except as expressly permitted, User shall not copy, reproduce, modify, publish, transmit, sell, create derivative works from, distribute, display, or exploit any Content without Company’s prior written consent.

6. User Content; License to Company

 6.1 Representations. By submitting User Content, you represent and warrant that you own or have the necessary rights to grant the license below, and that the User Content does not violate any law or infringe any third-party rights.

 6.2 License Granted. You grant Company a perpetual, irrevocable, worldwide, royalty-free, transferable, sublicensable license to use, copy, modify, adapt, publish, translate, create derivative works from, distribute, publicly perform, and publicly display such User Content in any media now known or later developed.

7. Prohibited Conduct

 User shall not:

  a. Restrict or inhibit any other user from using the Site;

  b. Impersonate any person or entity or misrepresent affiliation;

  c. Upload viruses or malicious code;

  d. Engage in unlawful, defamatory, harassing, obscene, or otherwise objectionable conduct;

  e. Use the Site for commercial solicitation without Company’s prior written approval;

  f. Violate any applicable law or regulation.

8. Online Commerce

 Purchases through the Site are subject to additional terms presented at point of sale, including payment of all applicable fees and taxes. All sales are final.. User authorizes Company or its payment processor to charge the payment method provided.

9. Earnings, Income, and Savings Disclaimer

 Any earnings, income, savings, or tax-related representations made by Real Wealth Consulting, LLC, its owners, officers, directors, employees, strategic partners, assigns, advertisers, and/or sponsors (collectively, "Real Wealth") are aspirational statements only. Testimonials and examples are exceptional, non-typical results and are not intended to guarantee that you will achieve similar outcomes. Individual results vary based on factors including, but not limited to, personal effort, experience, diligence, economic conditions, and changes in law. You are solely responsible for your decisions and results, and you agree that Real Wealth is not liable for your outcomes. Nothing on the Site constitutes an offer to sell or a solicitation to buy securities.

10. IRS Circular 230 Disclosure

 Pursuant to Internal Revenue Service requirements, any U.S. federal tax advice contained on the Site (including attachments or links) is not intended or written to be used, and cannot be used, by any taxpayer for (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing, or recommending to another party any tax-related matter. Contact us at [email protected] for formal written advice.

11. General Information Disclaimer

 The Site provides educational and informational content only and does not constitute legal, tax, investment, financial, or other professional advice specific to you. Real Wealth is not acting as a fiduciary with respect to any user. You must conduct your own due diligence before acting upon any information. By using the Site, you agree to hold Real Wealth harmless from any liability resulting from your use of the information provided.

12. Third-Party Links and Content

 The Site may contain links to third-party websites. Real Wealth does not endorse and is not responsible for the accuracy, legality, or content of any linked site or subsequent links.

13. Interactive Features

 User is solely responsible for content posted in forums, chats, or other interactive areas. Company reserves the right, but not the obligation, to monitor, edit, or remove any content and to terminate access for violations of these Terms.

14. Indemnification

 User agrees to defend, indemnify, and hold harmless Real Wealth from and against all claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to User’s (i) use of the Site, (ii) breach of these Terms, or (iii) violation of any law or third-party right.

15. Disclaimer of Warranties

 THE SITE, CONTENT, PROGRAMS, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. COMPANY DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED.

16. Limitation of Liability

 TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL REAL WEALTH BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES (INCLUDING LOST PROFITS, LOST REVENUE, OR LOST DATA) ARISING OUT OF OR RELATED TO THE SITE OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. COMPANY’S TOTAL LIABILITY TO USER FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) USD 100 OR (B) THE AMOUNT PAID BY USER TO COMPANY FOR THE RELEVANT PRODUCT OR SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

17. DMCA Notice

 If you believe that content on the Site infringes your copyright, please send a compliant notice to [email protected] with the information required under 17 U.S.C. § 512(c).

18. Termination

 Company may, in its sole discretion, suspend or terminate User’s access to the Site at any time without notice. Sections intended to survive termination shall so survive, including but not limited to Intellectual Property, Disclaimers, Limitation of Liability, Indemnification, and Governing Law.

19. Governing Law; Dispute Resolution

 These Terms shall be governed by and construed in accordance with the laws of Florida, without regard to conflict-of-laws principles. Any dispute arising under these Terms shall be resolved by civil court appearance located in St. Johns County, Florida. The parties waive any objection to personal jurisdiction and venue.

20. Assignment

 User may not assign or transfer these Terms without Company’s prior written consent. Company may assign its rights and obligations to an affiliate, successor, or acquirer without notice.

21. Severability

 If any provision of these Terms is held invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.

22. Entire Agreement

 These Terms constitute the entire agreement between User and Company regarding the Site and supersede all prior and contemporaneous agreements, understandings, representations, and warranties, both written and oral.

23. Contact Information

 Questions regarding these Terms should be directed to:

 Email: [email protected]

 Mail: Real Wealth Consulting, LLC, 155 Bartram Market Drive, 135-503, St. Johns, Florida, 32259

24. Acknowledgment

 BY ACCESSING OR USING THE SITE, USER ACKNOWLEDGES HAVING READ, UNDERSTOOD, AND AGREED TO ALL OF THE ABOVE TERMS.

25. No Liability for Use of Site or Reliance on Content. To the fullest extent permitted by law, Real Wealth Consulting, LLC, doing business as Real Wealth Taxes, including its owners, officers, directors, employees, agents, affiliates, successors, assigns, licensors, and service providers (collectively, "Real Wealth"), shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or any other damages whatsoever, including but not limited to damages for loss of profits, loss of revenue, loss of data, business interruption, personal injury, property damage, or any other losses or damages, arising out of or relating to (a) your access to, use of, inability to use, or reliance upon the Site, any Content, or any advice, information, or materials provided on or through the Site; (b) any decision made or action taken by you or anyone else in reliance upon the Site or its Content; (c) any errors, omissions, interruptions, defects, delays in operation or transmission, computer viruses, or line or system failures; or (d) any other matter relating to your use of the Site or Content, whether based on warranty, contract, tort (including negligence), strict liability, or any other legal theory, even if Real Wealth has been advised of the possibility of such damages.

26. No Professional Advice; No Client Relationship. The Site and all Content are provided for general informational and educational purposes only and do not constitute legal, tax, investment, financial, or other professional advice. No information or Content on the Site is intended as a substitute for professional advice tailored to your specific circumstances. Your use of the Site does not create any attorney-client, accountant-client, or other professional relationship between you and Real Wealth. You are solely responsible for seeking independent professional advice before making any decisions or taking any actions based on the Content of the Site.

27. Assumption of Risk. You expressly acknowledge and agree that your use of the Site and reliance on any Content, advice, or information provided on or through the Site is entirely at your own risk. Real Wealth makes no representations or warranties regarding the accuracy, completeness, timeliness, reliability, or suitability of any Content or information provided on or through the Site.

28. Exclusive Remedy. If you are dissatisfied with the Site, any Content, or these Terms, your sole and exclusive remedy is to discontinue using the Site.

29. Jurisdictional Limitations. Because some jurisdictions do not allow the exclusion or limitation of liability for certain types of damages, some of the above limitations may not apply to you. In such jurisdictions, Real Wealth’s liability is limited to the maximum extent permitted by law.

30. Aggregate Liability Cap. Notwithstanding anything to the contrary in these Terms, in no event shall the total aggregate liability of Real Wealth to you for any and all claims, damages, losses, or causes of action arising out of or relating to your use of the Site or Content exceed the greater of (a) one hundred U.S. dollars (USD $100) or (b) the amount you paid, if any, to Real Wealth for access to the Site or Content in the twelve (12) months preceding the event giving rise to the claim.

31. Indemnification. You agree to defend, indemnify, and hold harmless Real Wealth from and against any and all claims, actions, demands, liabilities, losses, damages, judgments, settlements, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to (a) your use of or reliance on the Site or Content; (b) your violation of these Terms; or (c) your violation of any rights of another person or entity.

 THE FOREGOING LIMITATIONS OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW AND SHALL SURVIVE TERMINATION OR EXPIRATION OF THESE TERMS OR YOUR USE OF THE SITE.